Visa​®​ Prepaid Card and Mastercard Prepaid Card

Truly global reward options
for marketing, research and employee programs.

International Virtual Visa

Delivered By Email

Recipient receives a payment email with a link to create a digital wallet and access their card.

Can Be Used Online or Over the Phone

Cards are widely accepted and are appealing rewards.

Works Globally

Prepaid Cards work in the US and internationally in over 150 countries.

How Visa​®​ and Mastercard Prepaid Cards Work

Watch this short video to see how recipients receive and use a Visa​®​ or Mastercard Prepaid Cards

Frequently Asked Questions About ​Visa​®​ and
Mastercard Prepaid Cards

How does the recipient receive and use the Visa® Prepaid Card?
It’s a simple 3-step process:

  1. Recipient receives a payment email with a link to create a digital wallet and access their virtual card.
  2. Once the recipient completes registration, they can access their Visa​®​ or Mastercard Prepaid Card number, which is ready for immediate use.
  3. Recipient follows the link to create a Digital Wallet and access their Visa​®​ Prepaid Card number, ready for immediate use.
In which countries is Visa® Prepaid Card NOT accepted?

Visa​®​ Prepaid Card​ works in over 150 countries around the world.

However, there are a few countries where the Visa​®​ or Mastercard​​ Prepaid Card​ are not accepted. Examples of countries typically excluded are Albania, Belarus, Bosnia and Herzegovina, Burma (Myanmar), Central African Republic, Democratic Republic of the Congo, Cote d’Ivoire, Cuba, Iran, Iraq, North Korea, Lebanon, Liberia, Libya, Macedonia, Montenegro, Slovenia, Somalia, South Sudan, Sudan, Syria, Ukraine, Yemen, and Zimbabwe.

There are minor differences in country restrictions for each type of prepaid card. Contact us​ ​or ​log into your Rybbon account​ to see country restrictions for each type of prepaid card. 

In what currency is Visa® Prepaid Card issued?

We offer the Visa​®​ Prepaid Card in US Dollars (USD) and Canadian Dollars (CAD). We also offer Mastercard​​​ Prepaid Card in Euros (EUR) and British Pounds (GBP). All Visa​®​ and Mastercard​​ Prepaid Cards work in an identical fashion. Purchases are made in the local currency and automatically converted to the currency of issue.

How does currency conversion work?

Visa​®​​ and Mastercard​​ Prepaid Cards​ automatically handle the currency conversion when purchases are made in a currency different from the currency in which the prepaid card was issued.
For example, if a Visa issued in USD is sent to a recipient in Spain, that recipient can make purchases in Euros. The purchases are automatically converted to USD and charged to the prepaid card.

A 2% transaction fee may be applied if the merchant settles the purchase transaction in a currency different from issuing currency. This fee is included in the final purchase charge applied to the Visa​®​​ or Mastercard​​​ prepaid card.

Are there expiration dates?

Yes. Recipients have to sign up for a digital wallet and access their Prepaid Card. After that, recipients have several months to spend the balance on the prepaid card. ​Log into your Rybbon account​ to see expiration dates for each type of prepaid card.

Are there purchase restrictions?
Visa​®​​ Prepaid Card cannot be used for recurring fees (Example Subscription purchases).

Unless a merchant offers ‘split-tender’ the total order must be less than the card balance.

Should I use a Visa® or Mastercard Prepaid Card?


All Visa​®​​ and Mastercard​​​ Prepaid Cards work in an identical fashion. Your choice will largely be decided by the currency in which you want to issue the reward.

Can’t decide whether to use a Visa​®​​ or Mastercard​​​ Prepaid Card for your project? Get in touch with us and we’ll help you figure it out.

The Visa​®​ Prepaid Card is issued by The Bancorp Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and can be used everywhere Visa​®​ debit cards are accepted around the world.

The Visa​®​ Prepaid Card is issued by Peoples Trust Company pursuant to a licence from Visa​®​ Int. *Trademark of Visa​®​ International Service Association and used under licence by Peoples Trust Company.

Utilisez votre carte Visa​®​ Prépayée n’importe où les cartes Visa​®​ sont acceptées partout dans le monde. Cette carte est émise par la Compagnie de Fiducie Peoples en vertu d’une licence de Visa​®​ Int. *Marque de commerce de Visa​®​ International Service Association et utilisée sous licence la Compagnie de Fiducie Peoples.

Use your card everywhere Mastercard​​ is accepted. This card is issued by Transact Payments Limited pursuant to licence by Mastercard​​ International Incorporated. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission. Mastercard​​ is a registered trademark and the circles design is a trademark of Mastercard​​ International Incorporated.

You have questions? We have answers.